Tesfa Microfinance Institution
Empowering Communities, Transforming Futures
Who We Are
TMFI (Tesfa Microfinance Institution) pioneers accessible financial services, merging vision with action. Licensed by the National Bank of Ethiopia (MFI/030/2008) under Proclamation No. 626/2009, we champion community upliftment, blending profitability with social impact. Committed to regulatory integrity, we welcome Ethiopians and foreign nationals of Ethiopian origin individuals and organizations to share our journey. With a focus on innovation and inclusivity, TMFI spearheads microfinance excellence, empowering individuals for a brighter tomorrow. Join our transformative vision and shape a better future with us.
Saving Solutions
Choose from a variety of saving plans tailored to your needs, including Regular Savings, Time Deposits, and Saving Boxes.
Credit Services
Access a range of loan options, from Small and Medium Enterprises (SME) Loans and Microloans to Specific Purpose Loans and Personal Consumption Loans.
Tesfa's Diverse Loan Products
Empowering Entrepreneurs: Tesfa’s Diverse Loan Products
Agribusiness Loan
Supporting various agricultural ventures such as urban agriculture, livestock rearing, beekeeping, and more.
Agricultural Loan
Facilitating the purchase of agricultural inputs such as fertilizers, seeds, pesticides, and farm animals.
Petty Trades Loan
Catering to traders involved in coffee, grains, vegetables, fruits, livestock, and various retail businesses.
Tesfa Microfinance Showcase
Discover the Tesfa Microfinance Showcase: A visual journey showcasing the impact of our services on individuals and communities. Explore stories of empowerment and prosperity as we continue to make a difference through financial inclusion.
Ready to take the first step towards financial empowerment?
Get in touch with us today to explore how Tesfa Microfinance can support your financial goals and empower your dreams. Our team is ready to assist you on your journey towards financial freedom and prosperity. Reach out now to start your transformational journey with Tesfa Microfinance.
መስከረም 20, 2018 ዓ/ም
የባለ አክሲዮኖች 12ኛ መደበኛ ጠቅላላ ጉባኤ የጉባኤ ጥሪ
በኢ.ፌ.ዲ.ሪ የንግድ ሕግ አንቀጽ 366(1) 367 (1) እና 370 እንዲሁም በአክሲዮን ማህበሩ መመሰረቻ ጽሁፍ 9(3) እና መተዳደሪያ ደንብ አንቀጽ 12(2) መሰረት የተስፋ ማይክሮ ፋይናንስ አክሲዮን ማህበር የባለአክሲዮኖች 12ኛ ዓመታዊ መደበኛ ጠቅላላ ጉባኤ ጥቅምት 15 ቀን 2018 ዓ.ም ከጠዋቱ 2፡00 ጀምሮ አዲስ አበባ ቂርቆስ ክፍለ ከተማ በሚገኘዉ የኢትዮጵያ ቃለ ህይወት ዋና ጽ/ቤት ግቢ በሚገኝ አዳራሽ ይካሔዳል ፡፡ ስለሆነም የተከበራችሁ ባለአክሲዮኖች በዕለቱ በጉባኤዉ ላይ እንድትገኙ
የዳይሬክተሮች ቦርድ ጥሪዉን ያስተላልፋል፡፡
1. የአክሲዮን ማህበሩን የሚመለከቱ ዋና ዋና መረጃዎች
- የዋና መሥሪያ ቤት አድራሻ አዲስ አበባ ቂርቆስ ክፍለ ከተማ ወረዳ 10 የቤት ቁጥር 547
ድህረ ገጽ www.tesfamfisc.com
- የምዝገባ ቁጥር= KK/AA/3/0015717/2014
- የተፈረመ ዋና ገንዘብ /ካፒታል /= 10,200,000.00
- የተከፈለ ዋና ገንዘብ /ካፒታል/ = 10,200,000.00
2 የ12ኛ መደበኛ ጠቅላላ ጉባኤ አጀንዳ ፡-
2.1 አጀንዳዉን ማጽደቅ ፤
2.2 የተከናወኑ የአክሲዮን ዝዉዉሮችን ማጽደቅና አዳዲስ ባለአክሲዮኖችን መቀበል፤
2.3 የዳይሬክተሮች ቦርድ እ.ኤ.አ. የ2024/25 ዓመታዊ ሪፖርት ማዳመጥ እና ተወያይቶ መወሰን፤
2.4 የዉጭ ኦዲተር እ.ኤ.አ. የ2024/25 ዓመታዊ የኦዲተር ሪፖርት ማዳመጥና ተወያይቶ መወሰን ፤
2.5 የዉጭ ኦዲተር መሰየምና ክፍያዉን መወሰን ፤
2.6 የዳሬክተሮች ቦርድ አባላትን ምርጫ ማካሄድ ፤
2.7 የዳሬክተሮች ቦርድ አባላትን ወርሃዊ አበልና ዓመታዊ ክፍያ መወሰን፤
2.8 የጉባኤዉን ቃለ ጉባኤ መርምሮ ማጽደቅ
ማሳሰቢያ
- በጉባኤዉ ላይ ለመገኘት የማይችሉ ባለአክሲዮኖች በንግድ ሕግ አንቀጽ 377 መሰረት ጉባኤዉ ከሚካሄድበት ቀን አስቀድሞ ባሉት ቀናት ዉስጥ ማይክሮ ፋይናንሱ ዋና መስሪያ ቤት የአክሲዮን አስተዳደር ክፍል ወይም የተቋሙ ቅርንጫፎች በሉባት በመገኘት የዉክልና ፎርም/ቅጽ በመሙላት ተወካይ በመወከል ወይም በሰብሳባዉ ለመገኘትና ድምጽ ለመስጠት የሚያስችል የዉክልና ማስረጃ ያለዉ ተወካይ ዋናዉን እና አንድ ፎቶ ኮፒ በጉባኤዉ እለት ይዞ እንዲቀርብ በማድረግ በወኪሎቻቸዉ አማካኝነት መሳተፍ የሚችሉ መሆኑን በአክብሮት እንገለጻለን ፡፡ ሆኖም አንድ ባለአክሲዮን መወከል የሚችለዉ አንድ ተወካይ ብቻ መሆኑን እንገልጻለን፡፡
- የአክሲዮን ማህበሩ ባለአክሲዮኖች ወይም ሕጋዊ ወኪሎቻቸዉ በጉባኤዉ ላይ ለመሳተፍ በሚመጡበት ጊዜ የኢትዮጵያ ዜግነታቸዉን የሚያሳይ የታደሰ መታወቂያ ወይንም ፓስፖርት ወይም መንጃ ፈቃድ ዋናዉን ኮፒ መያዝ አለባቸዉ፡፡ እንዲሁም ትዉልደ ኢትዮጵያዉን የዉጭ አገር ዜግነት ያላቸዉ የማህበሩ ባለአክሲዮኖች ትዉልደ ኢትዮጵያዊ መሆናቸዉን የሚያረጋግጥ ቀኑ ያላለፈበት መታወቂ (ቢጫ ካርድ) ይዘዉ መቅረብ እንዳለባቸዉ በአክብሮት እናሳዉቃለን፡፤
- ጠቅላላ ጉባኤ አጀንዳ ከሚደረግባቸዉ ጉዳዮችን ሌሎች የተቋሙ መረጃዎች ከተስፋ ማይክሮ ፋይናንስ አ.ማ ድረ-ገጽ ላይ በማዉረድ መመልከት ወይንም አክሲዮን አስተዳደር ክፍል በመቅረብ መዉሰድ የምትችሉ መሆኑን አንገልጻለን፡፡
Consulting Service
To provide training around small business, business plan, and financial management based on the needs of clients
To provide counseling services on areas of marketing, appropriate usage of technology etc.
Share sales
The price of 1 share is 1000 Birr (One thousand birr) and it can be purchased starting from 5 shares, that is, 5000 birr (Five thousand birr).
- For an individual, from 5 shares or 5000 (five thousand), the maximum of 100 shares will be birr 100,000.00 (One hundred thousand).
- For churches and institutions, it will be from 25 shares 25,000 birr (twenty five thousand birr) to 1000 shares, that is, 1,000,000 birr (one million birr).
5% of Service Charge will be added to total Share
Shareholders will take share certificate as per the completion of their full payment by sending the bank deposit slip/receipt and renewed ID/ or passport to us.
The share payment can be made using Berhan Bank account number: 1601090069289, Commercial Bank of Ethiopia (CBE): 1000460266778 and Awash Bank: 013221196199401, by filling share application form from the branch and our agents.
Secure Your Future with Tesfa's Saving Options
Tesfa Microfinance Institution (TMFI) offers a variety of saving options tailored to meet your financial goals and aspirations. Whether you’re looking to build a nest egg for the future or save for specific needs, our saving types provide flexibility, security, and attractive interest rates.
Voluntary Saving
- Passbook Saving (Ordinary): Earn flexible deposits and withdrawals at any TMFI branch.
- Women & Child Saving: Enjoy an empowering women and securing children’s futures.
- Institutional Saving: Get competitive rates tailored to organizational needs for financial growth.
Compulsory Saving
Saving is essential for building long-term wealth and financial security. Regardless of age, saving a percentage of income regularly is crucial for achieving financial goals and developing healthy financial habits. TMFI encourages individuals to prioritize saving to ensure financial stability and flexibility.
Time Deposit
Our Time Deposit option offers a secure way to earn higher interest rates on your savings. With a fixed deposit account, you can benefit from it until an attractive interest rate of 14.5% and higher with negotiation.
Our Partner Companies
Why Choose Us?
Tesfa Microfinance Institution is dedicated to providing inclusive financial services to individuals and businesses in underserved communities. Since our establishment, we have been committed to fostering economic growth and resilience through accessible and sustainable financial solutions.
We offer personalized financial solutions tailored to the unique needs and circumstances of our clients.
Our services are accessible to individuals from all walks of life, including those in remote or underserved areas.
We prioritize the needs and satisfaction of our clients, ensuring a positive experience throughout their journey with us.
We offer competitive interest rates and fees, ensuring that our clients receive value for their money.
We operate with transparency and integrity, providing clear and honest information about our services, terms, and conditions.
We are committed to making a positive impact in the communities we serve, contributing to economic empowerment and development.